:root {
  --blue: #4A90E2;
  --blue-dark: #2c6fc9;
  --dark: #0f172a;
  --dark2: #1e293b;
  --bg: #f8fafc;
  --card: #ffffff;
  --text: #1e293b;
  --muted: #64748b;
  --border: #e2e8f0;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif; background: var(--bg); color: var(--text); }
a { text-decoration: none; color: inherit; }
img { max-width: 100%; }

/* NAV */
nav {
  background: var(--dark);
  padding: 0 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  position: sticky; top: 0; z-index: 100;
}
.nav-logo img { height: 36px; }
.nav-links { display: flex; gap: 28px; }
.nav-links a { color: rgba(255,255,255,0.75); font-size: 0.88rem; font-weight: 500; transition: color .15s; }
.nav-links a:hover, .nav-links a.active { color: white; }
.nav-cta {
  background: var(--blue);
  color: white;
  padding: 9px 20px;
  border-radius: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  transition: background .15s;
}
.nav-cta:hover { background: var(--blue-dark); color: white; }

/* FOOTER */
footer {
  background: var(--dark);
  color: rgba(255,255,255,0.6);
  padding: 48px 40px 28px;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; margin-bottom: 32px; }
.footer-brand img { height: 32px; margin-bottom: 14px; }
.footer-brand p { font-size: 0.82rem; line-height: 1.6; }
.footer-col h4 { color: white; font-size: 0.85rem; font-weight: 700; margin-bottom: 12px; }
.footer-col a { display: block; font-size: 0.82rem; margin-bottom: 8px; transition: color .15s; }
.footer-col a:hover { color: white; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 20px; font-size: 0.75rem; display: flex; justify-content: space-between; }
.sms-disclaimer { font-size: 0.72rem; color: rgba(255,255,255,0.4); margin-top: 16px; line-height: 1.6; max-width: 680px; }

/* BTN */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 26px; border-radius: 7px; font-weight: 600; font-size: 0.92rem; cursor: pointer; border: none; transition: all .15s; }
.btn-primary { background: var(--blue); color: white; }
.btn-primary:hover { background: var(--blue-dark); color: white; }
.btn-outline { background: transparent; color: white; border: 2px solid rgba(255,255,255,0.35); }
.btn-outline:hover { border-color: white; color: white; }
.btn-dark { background: var(--dark); color: white; }
.btn-dark:hover { background: var(--dark2); color: white; }

/* SECTION */
.section { padding: 72px 40px; max-width: 1200px; margin: 0 auto; }
.section-label { font-size: 0.75rem; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--blue); margin-bottom: 10px; }
.section-title { font-size: 2rem; font-weight: 800; color: var(--dark); margin-bottom: 14px; line-height: 1.2; }
.section-sub { font-size: 1rem; color: var(--muted); max-width: 520px; line-height: 1.6; }

@media (max-width: 768px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  .section { padding: 48px 20px; }
  .footer-grid { grid-template-columns: 1fr; }
  .section-title { font-size: 1.6rem; }
}